… viewsFintech
Steuerklar
An autopilot tax buffer for freelancers — we set aside what the Finanzamt will eventually want.
The pitch
The problem
Every freelancer's horror story is the same: a great year, a spent bank account, and then the Nachzahlung letter. Income tax, VAT and health-insurance recalculations arrive months after the money is gone.
The idea
Connect your business account. Every incoming payment automatically moves the right percentage into a locked buffer sub-account, calculated from your actual bracket and VAT status. When the letter comes, the money exists.
Why now
Open banking (PSD2) makes the account plumbing trivial, and the freelancer share of the workforce keeps climbing.